Frugality

Debt free

We are now officially debt free (except our mortgage). We made the last payment on our last medical bill this morning. Our credit cards we paid off a couple weeks ago – we used our tax refund for it. We were so close that Stephen and I figured we’d use the lump sum to take …

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Cash system

A friend of mine asked the other day about why and how we do our cash system. In short, we’re loosely following Dave Ramsey’s system for budgeting. We pay most of our bills online, and everything else is typically pre-allocated before payday arrives. We pay cash for most budget categories, with groceries and clothing being …

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Envelope system wallet

I’ve mentioned before that we use the cash envelope system for budgeting some of our expenses. First, I made some zippered envelopes. They worked well, but since they aren’t labeled they’re too easy to mix up inside the store. What’s the use of making three separate transactions if you pay out of the wrong envelope? …

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My $.88 turkey

A long time ago, you could go on the Jenni-o turkey website and request a $5 coupon. I did, but never had a chance to use the coupon after it arrived. It stayed in my purse, but I’d pretty much forgotten about it. Until this week. Walmart had their Jennie-o turkeys on sale for $.40 …

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Cheap flour

If you live in an area with a Harris Teeter nearby, they’re having a great sale on flour this week. I went in there yesterday to do a coupon run (they’re tripling this week as well). I happened to see the flour section, and thought, “They must have coupons for flour out right now.” Then …

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$14.41

Here are our finds from a trip to Value Village this morning. They have a half price sale roughly once a month. It’s a madhouse in there, but worth it for the good deals you can find. This morning, all these clothes cost us a whopping $14.41. I was able to find a few more …

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Price Books

I’m going to interrupt my coupon series here to blog a little about a price book. It’s not absolutely vital to couponing, but it is such a HUGE help that I wanted to include it at this point. A price book is valuable whether or not you use coupons though – so hopefully this post …

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