Debt free
We are now officially debt free (except our mortgage). We made the last payment on our last medical bill this morning. Our credit cards we paid off a couple weeks ago – we used our tax refund for it. We were so close that Stephen …
Frugality
Cash system
A friend of mine asked the other day about why and how we do our cash system. In short, we’re loosely following Dave Ramsey’s system for budgeting. We pay most of our bills online, and everything else is typically pre-allocated before payday arrives. We pay …
Envelope system wallet
I’ve mentioned before that we use the cash envelope system for budgeting some of our expenses. First, I made some zippered envelopes. They worked well, but since they aren’t labeled they’re too easy to mix up inside the store. What’s the use of making three …
Making do with what you have
Lately I’ve had a few conversations where the other person ends up saying something like, “You MADE that?!?” It amazes me. For us, it’s simply making do with what we have. We went through an incredibly hard time financially a few years ago. Things had …
My $.88 turkey
A long time ago, you could go on the Jenni-o turkey website and request a $5 coupon. I did, but never had a chance to use the coupon after it arrived. It stayed in my purse, but I’d pretty much forgotten about it. Until this …
Cheap flour
If you live in an area with a Harris Teeter nearby, they’re having a great sale on flour this week. I went in there yesterday to do a coupon run (they’re tripling this week as well). I happened to see the flour section, and thought, …
$14.41
Here are our finds from a trip to Value Village this morning. They have a half price sale roughly once a month. It’s a madhouse in there, but worth it for the good deals you can find. This morning, all these clothes cost us a …
Coupons 101 – Ethics
There is one more thing about coupons that isn’t necessarily a “how-to,” but more of a reminder. Ethics and doing what is right. When a store has a super sale going on, and you can get things for really cheap or even free, go ahead …
Coupons 101 – Know your prices
One of the next steps to couponing is knowing your prices. I think that is one of the more time-consuming (at first) parts of couponing. It’s not impossible, but can be a challenge sometimes. What it boils down to is knowing what your absolute lowest …
Price Books
I’m going to interrupt my coupon series here to blog a little about a price book. It’s not absolutely vital to couponing, but it is such a HUGE help that I wanted to include it at this point. A price book is valuable whether or …