We are now officially debt free (except our mortgage). We made the last payment on our last medical bill this morning. Our credit cards we paid off a couple weeks ago – we used our tax refund for it. We were so close that Stephen and I figured we’d use the lump sum to take care of it all that way.
It has been a long process of cutting back to pay off our debt. Some of it was from a bad business decision years ago, but a lot of our debt was survival debt from a few years ago. If I could go back and redo things, I wouldn’t have used the credit card, but that’s what we did. It amazes me how when we stopped using the credit card, that’s when God provided for us in some truly amazing and spectacular ways. He is so faithful, just as He promised.
In February, when our tax refund hit our account, we called and paid off each credit card in full. WOW did that EVER feel good! Then today, I logged onto the hospital site and made that last payment too.
It is so freeing to not have that debt hanging over our heads any more. There are plenty of things right now we’ll need the extra money for (like replacing the tank in our well), but it’s so wonderful to know we now have money at the end of each month to do it with.
So now we work on fixing some things around the house. This is so exciting!