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We’ve gone to paying cash for nearly everything. I was using regular letter envelopes in my purse for different categories, but got tired of them getting so beat up and ratty-looking so quickly.
Then I saw this envelope system on Etsy. It’s absolutely beautiful! I’d love to have one, but couldn’t justify buying one right now when I have a ton of fabric scraps and zippers in my back closet.
So yesterday I dug out my box of scraps and picked out a few. I didn’t make the bigger outer envelope or wallet like the Etsy listing had; I just made the inner envelopes. These are just a tiny bit bigger than a regular envelope, and they zip all the way across the top. No more lost coins!
These are for groceries, clothing, fun money, and animal feed and garden supplies. I may make more as time goes on, but haven’t decided yet. The only envelopes that actually stay in my purse are the ones I need for each particular outing – which also helps with any temptation to spend.
It took some adjusting to go to spending cash, but it’s really been worth it!